StreamPayments is compiling operator and payments professional perspectives on where merchant financial operations still create friction across the ecosystem.

This report focuses on real operational breakdowns across:

• Payment processing and acquiring

• Settlement and payout timing

• Reconciliation and reporting

• Cross-border payments and FX

• Fraud, chargebacks, and risk controls

• Orchestration and multi-PSP environments

• Financial visibility across platforms

The Merchant Payments Friction Report 2026 aggregates insights from operators, payments leaders, finance teams, and platform specialists to clarify what is working and where systems still fail.

Whether you operate in iGaming, ecommerce, subscription, digital services, or high-growth verticals, the goal is the same: reduce operational friction and increase financial control.